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Refinance Mortgage Rates
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1:35
Yahoo
Yahoo Finance Video
How mortgage rates are calculated
Mortgage rates aren’t set at random. They are calculated by two factors: financial markets and you, the borrower.\nLike many loans, mortgages are influenced by US Treasury rates (^TNX), which move based on things like Federal Reserve policy and economic growth.\nOn the borrower side, personal credit matters. Your credit score, income, and ...
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