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Rich People Know the Credit Score Game—But I’ll Show You How to Win It Too 1. Call your credit card company and request a credit limit increase. 2. Never pay just the minimum—pay your balance in full every month. 3. Keep your old credit cards open to maintain your credit history. 4. Don’t want to pay an annual fee? Downgrade your card instead of closing it! I did this with my Chase Sapphire Reserve and switched to a no-fee Chase Sapphire. Want my free Money Cheat Sheet? Grab it in my bio or tag
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