Huge 2026 Home-Buying Mistake: Only looking at the higher income… and ignoring the other person’s debt. Partner A \t•\tIncome: $52,000 / year \t•\tMonthly income: ~$4,333 \t•\tStudent loan: $575 / month \t•\tCredit score: 785 ✅ Great credit ❌ Fixed debt every month Partner B \t•\tIncome: $88,000 / year \t•\tMonthly income: ~$7,333 \t•\tCar payment: $425 / month \t•\tCredit score: 695 ✅ Strong income ❌ Average credit auto debt Why this matters: Most lenders want your total debt (INCLUDING the new
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HUGE yard! Comment “yard” for the listing🙌🏼 📍Fair Oaks 3 Bedrooms | $515,000 Looking to buy or Need to sell your home? Message me or email me at brandon.butler@exprealty.com to win your home buying journey!💰 Brandon Butler 916-545-0821 Brandon.butler@exprealty.com DRE# 02144146 Listing courtesy of Elena Antohi and Elena Rotari #fairoaks #orangevale #citrusheights #folsom
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