Jumbo loans for self-employed business owners: The main benefit of jumbo bank statement loans is they allow self-employed buyers to qualify for a loan without providing two years of tax returns, W2s, or pay stubs like regular loans. Instead, lenders will look at the borrower’s actual business bank deposit history over the past 12 or 24 months and use that to determine their ability to repay, and whether they are eligible for financing. This can be particularly helpful in situations where borrowe