U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

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The average premium increase is 64% or $600 a year more, and in some states the rate would go up by more than $1,000, the ...

The National Flood Insurance Program, which accounts for 90% of all U.S. flood policies, often couldn't sell or renew coverage during the 44- day government shutdown.1 The budget bill that ended the ...

When a flood in Texas killed dozens of young campers, AP reporter Ryan J. Foley's accountability coverage helped reveal how ...

The Community Foundation of the Texas Hill Country has launched a new fund aimed at providing critical mental health support ...

For Cynthia Thomas, a longtime resident of the Hill Country and a survivor of the Guadalupe River flooding, the disaster hit ...

It’s a state-based funding source for civil legal aid. It recently announced $1.8 million in funding for Texas RioGrande ...

MIAMI — Among those feeling the pain of the government shutdown are people in coastal areas and other locations where they need flood insurance. The government-backed National Flood Insurance Program ...

It's the middle of hurricane season, and meteorologists say we've been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

BEAUMONT, Texas — A government shutdown that began Tuesday night has suspended the National Flood Insurance Program, creating delays for Southeast Texas homeowners and buyers trying to close real ...

Authorization for the largest residential flood insurance program in the U.S. expired Tuesday, leaving homeowners unable to access new coverage and potentially wreaking havoc on home sales in ...