Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a ...

These companies record your payment history, which again is a key factor in your credit scores. If your card reports to all three bureaus, then all your possible bases will be covered when a ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

Your credit score is determined using the information from your credit report, and there are three major credit reporting bureaus (Experian, Equifax and TransUnion). While each credit score is ...

Lenders will no longer be able to consider medical bills in making loan decisions and the bills will be excluded from credit ...

However, the reason your score decreases after getting denied ... which means the lender pulls your credit report from one of the main three credit bureaus — Experian, Equifax or TransUnion.

The information the credit bureaus collect is used to generate credit scores and help lenders make decisions on your creditworthiness. The three major credit bureaus, Experian, TransUnion and ...