1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

Finding out your credit score doesn't cost a lot and takes only minutes to do - which may be time very well spent. So what is credit scoring? Credit scoring was first developed in the 1950s as a ...

Lenders look at your credit score to decide whether to approve you and at what rate to lend you money. To make lending decisions easier, financial institutions categorize borrowers into categories ...

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Your credit record could be the silent culprit behind your struggles to secure a loan, credit card, mortgage, or even a basic ...

they still affect your credit score, so it's important to be mindful of how often you take out a loan or open a credit card. For a less mechanical explanation of hard inquiries, you can think of ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...

Improving your credit score can have a huge impact on your finances. A good credit score makes it easier to borrow money for a major purchase, like a home or vehicle, and qualify for the best ...

especially if your credit score drops after applying. However, the reason your score decreases after getting denied has nothing to do with the lender's decision to reject your application (and ...