What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected ...

In a win for credit bureaus and debt collectors, medical debt will be allowed to stay on your credit report after all.

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

People who pay their rent on time can establish credit scores or significantly raise low scores if the payments are reported to credit bureaus, new research found. A study published this month by ...

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt.

While credit scores remain the primary factor in loan approval decisions, lenders are increasingly evaluating additional elements that many borrowers often overlook. These hidden considerations ...