() cardholders get up to 100% extra value on gift‑card redemptions for 24 hours on July 1, meaning your points can stretch ...

Auto loan pre-approval demonstrates to dealers that you're a serious car shopper and helps you avoid overpaying on financing, ...

FICO unveiled new scoring models that consider BNPL plans.

Millions of student loan borrowers are facing potential wage garnishment this summer if they don't take the complicated steps ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...

FICO is rolling out a new model that factors the short-term loans into their consumer scores. NEW YORK — Hundreds of millions of ‘Buy Now, Pay Later' loans will soon affect credit scores for millions ...