Umbrella insurance is a type of liability coverage that kicks in when your other policies (like auto or homeowners) max out.

An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders ...

This insurance add-on offers protection if you end up getting sued. No matter who you are, life can throw you a curveball. Whether your child’s friend breaks their arm on your swing set or you lose ...

With a question about umbrella coverage, your net worth doesn’t much apply. The question is more about what you need in order to protect yourself, your assets and your family. That has more to do with ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

It is a common assumption that umbrella policies are only for the wealthy, but that couldn’t be further from the truth. An umbrella policy can help you financially protect your current and future ...

Homeownership comes with a range of responsibilities, and one essential aspect is securing your investment through homeowner’s insurance. Homeowner’s insurance protects you from financial loss due to ...

If you have to relocate while your home is being repaired, additional living expense coverage will pay for hotels, meals and other necessities. The cap on this coverage is usually 30% of your dwelling ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...