For savers with significant cash reserves, then, opening a CD account now while you can still lock in a high rate makes sense ...

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a ...

Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, ...

If you have savings in a CD and your term is almost up, sooner is better than later if you want to roll the money into a new certificate—because rates are coming down.

After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...