If you're thinking about tapping your home's equity, make sure you understand what could happen with rates soon.

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

High summer’s heat may be making home equity rates sleepy. The average rate on a $30,000 home equity line of credit (HELOC) ...

CNBC Select outlines how homeowners can increase their home equity by paying down their mortgage and making improvements on ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

If nothing else, home equity contracts are expensive, even compared to other home-secured finance options. They may require ...

There are a few good reasons why it makes sense for you to consider a home equity loan in 2024. Getty Images While inflation has cooled significantly compared to its peak of 9.1% in mid-2022 ...

Yes, home equity loans and HELOCs allow you to access the equity in your home without refinancing. You won’t have to pay closing costs, but your lender may charge other fees, such as for an ...

Once you’ve built up equity in your home, you can borrow against that equity to finance any large expense. Here’s when to consider a HELOC and when to consider a home equity loan.

Home equity loan rates can change after you’ve been approved by the lender if you do not have a rate lock. When shopping for a loan, check with the lenders to see if that’s an option.

At the beginning of 2022, the average rate on a home equity loan was just above 6%, according to Bankrate.By the end of the year it had crept up near 8% and as of September 6, 2023 sits at 8.61%.