The Citi Diamond Preferred Card tops our list of the best balance transfer cards -- no annual fee, a long 0% intro APR period, and solid everyday perks.

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

A credit card with a long 0% intro APR period can be an excellent tool for managing purchases without incurring interest ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Balance transfers are one of the most underrated money moves. If you've got credit card debt and you're paying 20%+ interest, moving the balance to a 0% intro APR card pauses interest so that each ...

Stop paying interest on debt you're already trying to eliminate. These no-annual-fee cards offer some of the longest 0% intro ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...