The history of credit score algorithms and how they became the lender standard Credit score algorithms are a relatively new method of judging risk.

Interest in the use of random effects in the survival analysis setting has been increasing. However, the computational complexity of such frailty models has limited their general use. Although fitting ...

This article combines several of these new methods to develop a set of mode-finding algorithms for the popular mixed-effects model which are both fast and more reliable than such standard algorithms ...