You've paid into Social Security your entire working life. Every paycheck, you've watched that deduction come out, probably ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Illustration ...

There are three boxes you need to check before you apply. And you'll have to put in some real work to pull this off.