Kimberly Shearer is a credit cards enthusiast, family travel blogger and mom of three boys who lives in the Philadelphia area. She is an extreme couponer turned points and miles enthusiast who loves ...

I've spent years studying credit card rewards, and I'll be honest -- there's no one-size-fits-all answer to the cash back vs. points question. Some people swear by the flexibility of cold, hard cash.

I've spent years studying credit card rewards, and I'll be honest -- there's no one-size-fits-all answer to the cash back vs. points question. Looking for a secure place to grow your savings? See our ...