Top-yielding money market accounts currently pay APYs greater than 4%, while the average bank pays just 0.61% on standard ...

The difference between money market accounts and savings accounts boils down to this: Money market accounts act like savings accounts with checking account features (check-writing, debit cards), while ...

You can easily insure your excess deposits by opening accounts at separately chartered banks to expand your FDIC coverage if you’re willing to put in the time and stay organized enough to keep tabs on ...

If you keep your savings in an interest-bearing account, you're probably keeping a close eye on what moves the Federal Reserve is making in terms of rates. In late 2023 and early 2024, the federal ...

The FDIC plans to issue guidance on tokenized deposits and introduce a stablecoin application process by late 2025.