More car buyers are finding themselves in a tough spot financially. According to a recent report from Edmunds, more than 26% of new-vehicle trade-ins in the second quarter of 2025 had negative equity ...

For years, car buyers have watched prices skyrocket and loan terms lengthen. Now, new data shows just how many drivers are feeling the squeeze. In the fourth quarter of 2025, 29.3% of trade-ins toward ...

About 26.6% of trade-ins toward new car purchases had negative equity in the second quarter of 2025, according to Edmunds. That is up from 26.1% in the first quarter of the year. Being "underwater," ...

New Edmunds analysis shows that more than 25 percent of new-car buyers in the United States are underwater on their car loans, meaning they owe more on their car loans than the vehicle itself is worth ...

In another big win for fans of debt, new data from Edmunds says that car buyers are falling into a worrying cycle of negative equity on their cars. In the fourth quarter of 2025, just about 3-in-10 ...

Let’s say you want to trade in your old car for a new one, but you haven’t paid the old one off. And actually, the old one is worth less than what you still owe on it. That’s called being underwater ...

The average amount owed on trade-ins with negative equity reached $7,214 in the fourth quarter of 2025, an all-time high, according to Edmunds. The average price of a new car is $49,353, which is 30.3 ...