Economic issues are sending credit scores lower nationwide. Here's what's fueling the drop — and how to respond.

Hitting an 850 credit score sounds epic, but does it really change anything? Here's what actually happens when you reach the ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

In the coming months, the Federal Reserve will likely continue on its path of interest rate cuts. That's good news, because it could set the stage for cheaper borrowing. But to save money on any type ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...