The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...

This story was updated on April 7, 2026, to include additional clarification from a FICO spokesperson regarding its pricing structure, wholesale royalties, and the role of credit bureaus in tri-merge ...

Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Those are the loans that allow shoppers, usually online, to break up a purchase into installments — a way to pay that’s become very popular. Let’s take a look at what this could mean for your credit ...