Debt settlement usually means handing over a lump sum of cash, but that's not the only way to settle your debt.

Creditors don't have to settle for less than what you owe, but if yours won't budge, you may still have options.

House Speaker Kevin McCarthy is still optimistic that a debt limit deal will be reached before next week’s deadline. Speaking to reporters Wednesday afternoon, McCarthy said negotiators were heading ...

U.S. household debt reached a record $18.59 trillion in 2025, according to the New York Fed, with credit card debt alone ...

When can a credit card company sue you? If your credit card debt is seriously delinquent, it’s smart to think about steps you can and should take—such as negotiate with your creditors or explore debt ...

Creditors don't always accept settlement offers on your timeline. Here's what drives the timing of their decisions.

Managing debt can feel overwhelming, but a financial debt advisor can help you create a plan, explore your options and rebuild your financial health Written By Written by Staff Money Writer, Buy Side ...

As credit card balances have swelled, debt balances have climbed and delinquency rates have ticked upward over the last few years. Debt collection activity has followed suit. Over time, most unpaid ...

WASHINGTON — House Speaker Kevin McCarthy said Wednesday he was sending Republican negotiators to the White House to finish out debt limit talks, but warned that the two sides are “still far apart” as ...

Pacific Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives. This page includes information about ...

Both can reduce your debt, but they have different purposes, credit impacts, costs and eligibility requirements Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at ...