Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

With a new rule from the Consumer Financial Protection Bureau, you could find it easier to get a loan even with medical debt.

How divorce can impact credit ratings can often be an afterthought but can change credit in multiple ways. Most married ...

but this does not influence our evaluations or ratings. Our opinions are our own. The point of having excellent credit is not to sit there and stare at your credit score. It's to take advantage of ...

NerdWallet rates more than 40 business credit cards, evaluating them on more than a dozen factors. See more on how we rate ...

Delayed payments on these loans can negatively affect your credit history. Similarly, personal loans, if not paid on time, can lead to a decrease in your credit score. Auto loans and mortgages are no ...

Borrowers with subprime or deep subprime credit scores make up the majority of Buy Now, Pay Later (BNPL) originations, the CFPB said, in a new ...

Increasing your credit limit will help reduce your credit ratio because the amount you owe is now a smaller percentage of the ...

The average FICO credit score has increased by 27 points since 2010 and reached an all-time high of 716 in 2021. According to a report from the credit bureau Experian, there has been a noticeable ...

Depending on what province you live in, if you have a low credit score, you could end up paying hundreds of dollars more a ...