1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

It is often emphasised by the experts that individuals should check their credit score on a regular basis in order to spot ...

Lenders look at your credit score to decide whether to approve you and at what rate to lend you money. To make lending decisions easier, financial institutions categorize borrowers into categories ...

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t ...

Your credit record could be the silent culprit behind your struggles to secure a loan, credit card, mortgage, or even a basic ...

they still affect your credit score, so it's important to be mindful of how often you take out a loan or open a credit card. For a less mechanical explanation of hard inquiries, you can think of ...

Improving your credit score can have a huge impact on your finances. A good credit score makes it easier to borrow money for a major purchase, like a home or vehicle, and qualify for the best ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...

especially if your credit score drops after applying. However, the reason your score decreases after getting denied has nothing to do with the lender's decision to reject your application (and ...