WARNING: This column could cost you somewhere between $150 and $700 — or save you much more. For decades, I have operated under the mistaken notion that I don’t need flood insurance because I don’t ...

Your home is the most important — and most expensive — thing you own. Unfortunately, many costly perils, like floods, threaten your investment. In fact, an inch of floodwater can cause as much as ...

The 2025 hurricane season may be past its peak, but there's still a little over a month of the season left and major Hurricane Melissa is churning through the Caribbean. Of course, hurricane season ...

Nearly every county in the United States has experienced flooding in the past few decades, but just 4% of homeowners nationwide have flood insurance, according to the Federal Emergency Management ...

Flooding is the most common and deadly weather-related disaster in the U.S. Homeowners insurance typically doesn't cover flood damage, necessitating separate flood insurance. Individuals should assess ...

The time you'll have to wait for your flood insurance to go into effect varies greatly, which is why it's important to take ...

The Federal Emergency Management Agency is encouraging Californians to buy flood insurance before El Niño hits, even if they live in low- to moderate-risk areas where it’s not required by lenders. “If ...

The images have been heartbreaking from flood-drenched northern and eastern Nebraska and western Iowa in the wake of the state’s historic March 13-14 “bomb cyclone.” Many of those badly damaged or ...