For some people, carrying a credit card balance isn’t always a choice — it’s the only way to handle a financial emergency or cover expenses during a period of unemployment. Other people choose to ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

A balance transfer can be a valuable tool if you’re struggling with high-interest credit card debt. Many credit card issuers offer balance transfer credit cards with introductory 0 percent annual ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Here’s what you should do if your credit card APR increases.

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...

If your holiday debt is still hanging around, consider chopping it down with one of these best credit card that charges no interest for a set time. Balance transfer credit cards are designed to help ...